Insurance Co punished in California
A jury was fed up and disgusted by an insurance company. It refused to pay the claim of Thomas Nickerson, a former Marine and a paraplegic. Thomas fell off a ramp getting into his handicap van and broke his leg in two places. He was in the hospital for 109 days. The insurance company only paid expenses for 19 days. (This was an indemnity policy).
California allows for punitive damages. The jury entered a verdict for $35,000 for pain and suffering. They then assessed a whopping penalty of $19M to punish the insurance company for being so rotten.
Washington State does not have punitive damages. The exception is that under the Insurance Fair Conduct Act, a court can multiply the actual jury verdict by three times.